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Newsletter | Vol. 2

ACAMS 2025

This year the theme of The Assembly ACAMS Las Vegas was centered around resilience, innovation, and adaptation in the face of new regulations, disruptive technologies, including artificial intelligence, and increasing global financial crime risks. Attendees explored the future of AML and financial crime compliance, with focused sessions on AI-driven synthetic ID and deepfake fraud, agentic AI reshaping KYC/AML processes, and how advanced automation is transforming risk management strategies. The conference highlighted the profound impact of AI technologies such as generative AI and collective intelligence approaches that help financial institutions improve detection and efficiency in combating financial crime.

RZOLUT actively participated at Booth #616, engaging with attendees to share how our advanced data and AML/KYC technology leverage AI and automation to enable comprehensive risk views, streamline workflows, and transform compliance outcomes. We were proud to showcase how RZOLUT drives innovation and supports financial crime teams in navigating complex regulatory demands by integrating the latest AI-powered solutions.

Thought Leadership

Reimagining Risk & Compliance: AI Agents Driving the Future of Due Diligence

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✔ Multi-agent coordination

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AI Agents Driving the Future of Due Diligence

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Financial Crime Summit, London

The Financial Crime Summit, London marked the first joint presence of Ripjar and RZOLUT. Customers were excited to see the integrated value proposition in action — designed to help them build safer, smarter businesses.

Regulatory Updates

AML Regulatory Highlights – Aug 2025

The Australian Government has introduced significant reforms to its national Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) framework with the publication of new AML/CTF Rules. These rules modernize the regulatory landscape and expand compliance obligations across a broader range of entities and transaction types.

Key Updates to Australia’s AML/CTF Rules

The new AML/CTF Rules were officially tabled in the Australian Parliament on August 29, 2025, following two rounds of public consultation.
The amendments will take effect for reporting entities starting March 31, 2026, aligning Australia’s regulatory regime with evolving global standards, particularly those recommended by the FATF.
The scope of entities subject to the rules has broadened to include real estate agents, lawyers, accountants, dealers in precious metals and stones, as well as virtual asset service providers (VASPs).
Definitions have been enhanced to include terms such as ‘virtual asset wallet address’ and refinements to ‘beneficial owner,’ alongside expanded coverage of digital finance activities, including stablecoins and NFTs.
The rules emphasize risk-based AML/CTF programs, outcomes-focused compliance, and updated IT and data control requirements tied to customer due diligence, transaction monitoring, and reporting.
New enforcement measures include “keep open notices” that empower law enforcement to maintain accounts under surveillance for investigative purposes.
Amendments to “tipping-off” provisions facilitate more flexible information sharing without compromising ongoing investigations.

Summary

The publication of Australia’s AML/CTF Rules on August 29, 2025, marks a pivotal advancement in AML regulation, signaling broader compliance obligations, updated definitions, and novel enforcement powers. These reforms not only strengthen Australia's domestic AML framework but also pave the way for enhanced global regulatory harmonization.

As regulatory landscapes evolve, RZOLUT leverages AI-first compliance technology to help clients adapt rapidly, reduce compliance costs, and maintain readiness across global jurisdictions.

Featured Content

Navigating the New Sanctions Regime in the UK: Non-Financial Businesses in the Ambit

The sanction screening regime rolls on. The global geopolitical situation and the associated increase in sanctioned entities has led to an expansion in regulatory requirements.

In May 2025, the UK updated its Sanctions and Anti-Money Laundering Act (SAMLA) – a quiet but profound regulatory shift. For the first time, non-financial businesses are squarely in the crosshairs of compliance requirements that were once the exclusive domain of banks and insurers.

RZOLUT Empowers Compliance Teams with Data-Driven RegTech Solutions

At RZOLUT, our mission is to empower compliance teams by delivering advanced, data-driven RegTech solutions. We simplify risk management and drive operational efficiency using cutting-edge AI and deep domain expertise. Stay tuned for the latest company news, insights, and stories that inspire!

Connect Now

Product Spotlight

AI Agents Transforming Due Diligence at RZOLUT

RZOLUT’s AI agents revolutionize due diligence by automating document review, risk detection, and compliance checks with unmatched speed and accuracy. What once took weeks now happens in hours — processing vast data sources seamlessly to uncover risks and opportunities that humans might miss. Our AI continuously learns and adapts, ensuring smarter, deeper insights with every transaction.

This innovation slashes turnaround times, reduces manual errors, and frees teams to focus on strategic decisions. From M&A to AML and ESG diligence, RZOLUT delivers faster, more reliable, and audit-ready reports — empowering organizations to act confidently in today’s complex financial landscape.

Experience next-level diligence powered by intelligent automation with RZOLUT’s AI agents.

Partnership Announcement

Read Press Release

RZOLUT and Senzing have joined forces to deliver a ready-to-deploy solution for faster, more accurate financial crime investigations. By combining RZOLUT’s sanctions, PEP, watchlist, and adverse media data with Senzing’s AI-driven entity resolution, the platform removes duplicates, cuts false positives, and uncovers complex relationships across millions of profiles. Financial institutions can gain sharper insights, reduce risk, and accelerate compliance decisions securely within days. This partnership simplifies and strengthens anti-financial crime efforts with scalable, efficient technology.

Expert Tip

"Data integrity upstream determines screening performance downstream."

- Ankush Thakur, Executive Director

News Articles

U.S. Treasury Flags Chinese Money Laundering Networks Tied to Cartels, Fraud, and Real Estate

The U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) has issued a stark warning on the scale of Chinese money laundering networks (CMLNs), describing them as a significant and growing threat to the U.S. financial system. In a pair of publications released Monday — an Advisory for financial institutions and a Financial Trend Analysis (FTA) — FinCEN outlined how Mexico-based drug cartels, including groups designated as Foreign Terrorist Organizations, are leveraging CMLNs to launder billions in illicit proceeds through the United States.

United Kingdom: FCA aims to ease burden on sustainability reporting following review

The Financial Conduct Authority (FCA) has said following its recent multi-firm review of how its climate disclosure rules have been operating that it will look to “streamline and enhance” its sustainability reporting framework and has pledged to “simplify disclosure requirements”. This is welcome news for the industry and seems to be driven by feedback from the asset management sector that Task Force on Climate-related Financial Disclosures (TCFD) reporting rules are overly granular. There also seems to be a move towards consolidation across UK sustainability reporting frameworks as the FCA will consider the Sustainability Disclosure Requirements (SDR), International Sustainability Standards Board (ISSB) and transition planning going forward.

Spain Launches Independent Whistleblower Authority: What Companies Need to Know

On September 1, 2025, Spain will officially launch the country’s new independent whistleblower protection authority -Autoridad Independiente de Protección del Informante (AIPI)-. This milestone marks a significant step in the implementation of Law 2/2023, which transposes the EU Whistleblower Directive (2019/1937) and establishes a comprehensive framework for reporting misconduct and protecting whistleblowers.

Singapore: Enhanced anti-money laundering regime for companies, foreign companies and limited liability partnerships

The Companies and Limited Liability Partnerships (Miscellaneous Amendments) Act 2024 enhances disclosures of beneficial ownership of corporate entities and prevents abuse of nominee arrangements to strengthen Singapore’s anti-money laundering regime.

The Companies and Limited Liability Partnerships (Miscellaneous Amendments) Act 2024 amended, from 16 June 2025, the Companies Act 1967 (CA) and the Limited Liability Partnerships Act 2005 along with related regulations, to address the risk of misuse of nominee arrangements — an area identified as vulnerable to abuse and potentially the cause of illicit activities.

U.S. Treasury Warns of Rising Criminal Exploitation of Crypto ATMs Amid Soaring Fraud and Laundering Cases

The U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) has issued a stark warning to financial institutions, urging them to closely monitor suspicious activity tied to convertible virtual currency (CVC) kiosks, commonly known as cryptocurrency ATMs. The advisory comes amid a sharp rise in fraud complaints and mounting evidence that the machines are being exploited by scammers, cybercriminals, and transnational drug cartels.