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AML Regulatory Highlights – July 2025
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- Europe: The European Anti-Money Laundering Authority (AMLA) officially began its supervisory role on July 1, 2025, launching a unified AML framework across the EU. AMLA focuses initial oversight on high-risk entities such as large banks and crypto-asset service providers, bolstering harmonized customer due diligence and beneficial ownership transparency.
Read more
- North America:
FinCEN has rolled out new implementation guidance refining beneficial ownership reporting requirements under the Corporate Transparency Act, emphasizing enhanced data accuracy and faster reporting mechanisms.
Read more
- Asia-Pacific: Singapore’s MAS issued revised AML/CFT notices and guidelines for financial institutions and virtual asset service providers (VASPs), effective July 1, 2025.
Read more
- Middle
East & Africa: The UAE achieved removal from the EU’s high-risk jurisdiction list as a result of strengthened AML/CFT compliance frameworks. This was complemented by regional regulatory efforts focusing on enhanced oversight of real estate transactions and the introduction of advanced sanctions screening protocols, supporting a robust, risk-based approach to compliance.
Read more
- Latin
America: Brazil significantly tightened KYC norms and transaction monitoring for remittance services and real estate dealings, closing gaps vulnerable to illicit financing. It is advancing the integration of AI-driven compliance technologies aimed at improving detection and reporting rates for suspicious financial activities.
Read more
Key takeaway: July 2025 witnessed key AML milestones with AMLA’s official EU launch, tightening of beneficial ownership rules in North America, strengthened VASP regulations in APAC, enhanced real estate scrutiny in the UAE, and expanded KYC enforcement in Brazil. These developments highlight a continued global trend toward unified supervision, transparency, and technology-driven compliance—requiring firms to accelerate digital transformation and risk-based controls to stay ahead. |
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As regulatory landscapes evolve, RZOLUT leverages AI-first compliance technology to help clients adapt rapidly, reduce compliance costs, and maintain readiness across global jurisdictions. |
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Simon had a “false positive” problem. As
the compliance chief of a fast growing financial services house, he was faced
with a 14 day long queue of “flagged” transactions that the customer onboarding
process had thrown up. Aside from the cost and risk involved in clearing this
mound of transactions, there was also an angry CEO to contend with.
The queue meant delays in getting customers
on boarded and transacting with the bank. Which meant a direct loss of revenue,
fees and profits. Oh yes, the CEO was unhappy!
(Sounds familiar, compliance people?!)
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RZOLUT Empowers Compliance Teams with Data-Driven RegTech
Solutions |
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At RZOLUT, our mission is to empower compliance teams by
delivering advanced, data-driven RegTech solutions. We simplify risk management
and drive operational efficiency using cutting-edge AI and deep domain
expertise. Stay tuned for the latest company news, insights, and stories that
inspire! |
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ContentStream
A powerful solution designed to seamlessly integrate global screening data directly into your workflows. With ContentStream, you gain instant access to machine-readable data and real-time coverage from trusted sources worldwide, delivered via flexible APIs that fit your existing systems. Whether you’re onboarding new customers, conducting KYC/KYB checks, or optimizing transaction monitoring, ContentStream empowers your team to make faster, more accurate decisions with confidence.
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RZOLUT has partnered with Ripjar to advance the state of AML compliance. By integrating our robust ContentStream data into Ripjar’s AI-enabled risk screening solution, clients will benefit from broader data coverage, improved detection capabilities, and a streamlined screening process—enabling proactive management of compliance risks in a rapidly evolving landscape.
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Less - when it's the right data - really is more!
Screening success starts upstream — clean, relevant data is the real driver of effective financial crime compliance.
- Ankush Thakur, Executive Director |
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United States Unseals Civil Action Filed Against Approximately $2M in Digital Currency Involved in Hamas Fundraising
The Justice Department and the U.S. Attorney’s Office for the District of Columbia today announced the unsealing of a civil forfeiture action against approximately $2 million dollars in digital currency held by Tether Limited (Tether) and Binance Holdings LTD (Binance) accounts connected with Buy Cash Money and Money Transfer Company (BuyCash), a Gaza-based money transfer business that was involved in financially supporting Hamas – a designated Foreign Terrorist Organization (FTO) – as well as its agents and collaborators. Read more
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Digital asset/blockchain industry implications of the One Big, Beautiful Bill Act (OBBBA)
On July 4, 2025, the One Big, Beautiful Bill Act (“Act“) was signed into law, making important changes to the Internal Revenue Code (“Code“). The Act has implications for US and non-US companies and their domestic and international transactions, capital investment, and research and development activities, amongst other areas, which carry significant weight for the cryptocurrency/digital asset industry. Read more |
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Former Colombian President Álvaro Uribe Convicted in Historic Bribery and Fraud Case
In a landmark decision that has shaken Colombia’s political establishment, former President Álvaro Uribe Vélez was convicted Monday of witness bribery and procedural fraud—marking the first time a former head of state in the country has faced a criminal conviction. Read more |
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Saint Lucia High Court Decriminalizes Same-Sex Conduct
In a landmark victory for human rights, Saint Lucia has decriminalized consensual same-sex conduct. The High Court’s decision strikes down laws that criminalized intimacy between same-sex partners, which are discriminatory and inconsistent with international human rights standards Read more |
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UK Plans AI Experiment on Children Seeking Asylum
The United Kingdom’s announcement on July 22 that it would use AI face-scanning technology to evaluate whether an asylum seeker is under age 18 threatens to harm children seeking refuge. The asylum minister, Angela Eagle, said that the decision was because this experimental technology is likely to be the cheapest option. Read more |
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If you want to contact us, please write to us at contactus@rzolut.com |
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